Choosing the Right SIP Amount

Your SIP amount depends on your financial goal, investment tenure, and expected returns. The longer you invest, the lesser you need to contribute monthly.

Use the 50:30:20 Rule:

• 50% for needs
• 30% for wants
• 20% for investments (including SIP)

SIP Goal Planning Example:

If you want ₹10 lakhs in 10 years, assuming 12% returns, a monthly SIP of ₹4,500 is enough. Use an SIP calculator to get exact values for your goals.